Terms of Use

Charlie Mike Credit provides digital credit education products, tools, and personalized credit action plans for service members, veterans, and military families. We are a digital product provider. We are not a credit repair organization. We do not submit disputes to the credit bureaus on your behalf, and we do not provide legal or financial advice.

The Charlie Mike Credit Blueprint includes monthly 3-bureau credit monitoring, a personalized credit action plan (PDF), monthly plan updates, dispute letter templates, the LexisNexis / ChexSystems freeze tutorial, the Bureau Response Decoder, the Debt Destroyer tool, the SCRA tool, the Budget Toolkit, the VA Readiness Kit, credit-building resource links, access to the Charlie Mike CMD Center, and the Charlie Mike AI Credit Coach.

Your membership is tied to an active credit monitoring subscription. The monitoring fee — $49.95 monthly — is billed by your credit monitoring provider, not by Charlie Mike Credit. You must keep your monitoring subscription active to receive your action plan and ongoing updates.

To build your personalized action plan, you authorize Charlie Mike Credit to access your credit monitoring account to import your credit report. Login credentials should be shared only through the secure method your specialist provides. Do not transmit passwords through unsecured channels.

You may cancel at any time. Because your monitoring fee is billed by your credit monitoring provider, you cancel by contacting that provider directly and closing your account according to their cancellation process. Cancelling your monitoring subscription ends your access to the action plan and updates. Notifying Charlie Mike Credit does not by itself cancel your monitoring subscription.

Results are not guaranteed and depend on your individual credit profile. Charlie Mike Credit provides education, tools, and a personalized action plan; the work of submitting disputes and managing your credit is performed by you.

We do not sell or share your personal data with third parties. Your information is used solely to provide your action plan and the services included in your membership.

Mission Ready Financial, LLC and its DBA, Charlie Mike Credit is a business providing financial products and other popular products and services on a commission basis. Commission may be per click, per lead, per sale, or other possible arrangements. This website may include only offers that provide compensation, but may also provide offers that do not provide compensation and we do not provide a complete list of products that may be available in this industry. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Our partners also receive commissions for market these products. Our partners have their own privacy policies, terms and conditions, and disclosures. All product details on this site and our partner sites are presented without warranty. Reasonable efforts are made to maintain accurate information in this website. Terms and conditions for each offer is available on the advertisers secured application page.

support@charliemikecredit.com · Monday–Thursday